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How We Invest
Our investment strategy has been the same for over 34 years:
"Protect investor capital first"

Wholesale investors' capital is protected in multiple ways
First-ranking security
Your position is secured by a first mortgage over New Zealand property.
Conservative leverage
Low LVR (loan-to-valuation ratio) caps.
Real value, not potential
We lend against “as-is” valuation, not forecasts or hype.
Robust Documentation
High quality legal documentation.


Excellent Returns
At Kensington Finance, our investors enjoy both strong return rates and the security of our first-registered mortgages. We pay interest out regularly via monthly disbursements.
Investing Together
Our leadership team invests in the majority of Kensington Finance LP loans. We invest alongside our investors so our interests are always aligned.

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